Commercial Property Insurance Assessor

Job description

OBJECTIVE: Commercial Property Insurance Assessor Objective: The Commercial Property Insurance Assessor plays a critical role in the underwriting process by evaluating commercial property risks and providing professional assessments that support informed coverage decisions. This position conducts on-site and virtual property evaluations, analyzes complex risk exposures, and delivers comprehensive reports that align with underwriting guidelines, regulatory requirements, and loss prevention objectives. The role requires sound judgment, technical expertise, and effective communication with internal and external stakeholders. RESPONSIBILITIES: Commercial Property Insurance Assessor Responsibilities: Perform professional risk assessments of commercial, industrial, and specialty properties to evaluate insurability and overall exposure. Analyze building construction, occupancy, fire protection systems, operational practices, and maintenance standards to determine risk quality. Identify and evaluate potential loss exposures, including fire, liability, theft, environmental, and structural risks. Document findings through detailed narratives, photography, and data analysis to support underwr...