Sr. / Lead Credit Strategy Analyst

Job description

Company Description PatientFi® is a technology-based, point-of-sale financing company in Irvine, CA that partners with healthcare providers to offer patients a friendly payment solution for out-of-pocket medical and dental procedures. The company serves various healthcare specialties, including plastic surgery, dermatology, ophthalmology, dentistry, fertility, and medical spas. PatientFi's mission is to expand patient access to elective healthcare treatments by removing the cost barrier and providing patients with a convenient payment option. JOB DESCRIPTION: As a Sr./Lead Credit Analyst at PatientFi, you will be the primary owner of risk-based pricing strategy and portfolio profitability—focusing on the intersection of credit risk, pricing strategy, and profitability. You will continuously refine and optimize existing pricing to determine how we price risk across our consumer loan portfolio, ensuring that every credit decision drives sustainable, risk- adjusted returns. You will lead the development of new pricing models, yield optimization strategies, and loss-adjusted return analyses that directly influence PatientFi’s performance. This is a high- visibility, high-impact role wi...