Retail Banking Officer

Job description

Job Description: This person shall be responsible for d eveloping and managing deposit and consumer loan accounts that meet established requirements to provide maximum profitability to the bank with minimum risk. Qualifications: This person should have a b achelor ’ s degree and two years of related experience or the equivalent. This person should po ssess excellent verbal and written communication skills, have a well rounded banking knowledge, and have the ability to satisfy the banking needs of th e customer. Principal Responsibilities: Responsible for developing new and maintaining existing relationships that are profitabl e to the bank. Actively c ommunicate with and provide excellent customer service to existing customers to strengthen retention. Work with resources provided to develop new customer relationships; including mortgage group, business banking group, ag group, brokerage /trust, construction department, existing customers, etc. By being a product and process expert, sell and cro ss-sell products and services to consumer and commercial customers/prospects that are profitable to the bank . Following Loan Policy and Guidelines , originate, underwrite, and close consume...