JobMesh

1st Mortgage Officer

Blue Federal Credit Union · Wyoming, Michigan, US

At Blue, we discover pathways to realize your possibilities. Our 1st Mortgage Officer is responsible for o riginating investment quality mortgage loans, firs...

Job description

At Blue, we discover pathways to realize your possibilities. Our 1st Mortgage Officer is responsible for o riginating investment quality mortgage loans, first and second mortgages, loan assumptions (FHA, VA, Conventional, non-conforming) as well as credit union portfolio in an assigned territory. Take actions to enable the credit union to improve the experience for the member by accepting applications, conducting preliminary underwriting reviews, submitting loan applications to processing and underwriting for approval. This position is responsible for spending 15% of their time conducting development activities away from the Credit Union, building external relationships as the cornerstone of generating new business, which consists of realtors, builders, professional and personal contacts. Loan officers are required to participate in business related development opportunities, attend/conduct home buying seminars, and other activities to encourage and promote home ownership. You will be highly engaged with prospects and members to counsel, interview, determine loan needs and advise these clients of the appropriate product terms and pricing to meet their priorities. The Mortgage Loan...