Finance Services Analyst

Job description

Key Responsibilities Credit & Risk Management - Support credit decisions within policies guidelines and authority limits, including the establishment and ongoing management of customer credit limits. - Perform in-depth analysis of customer financial statements and risk profiles to assess creditworthiness and exposure. - Partner with Commercial teams to support order management, resolve credit holds, and balance risk with business growth objectives. - Participate in monthly Credit Committee meetings; prepare materials, facilitate discussion, and document outcomes. - Maintain and continuously optimize customer risk ratings, bad debt analysis, and credit policy adherence. - Evaluate, manage, and optimize credit insurance coverage in collaboration with insurance providers. - Proactively identify emerging credit risks and recommend mitigation strategies. Cash Forecasting & Working Capital: - Prepare accurate cash budgets and rolling cash forecasts; analyze and clearly explain variances versus actuals. - Lead Cash-In / Cash-Out (CICO) analysis and reporting, including liquidity and cash flow drivers. - Partner with stakeholders to implement initiatives that improve cash conversion cycles an...