Mortgage Loan Officer - NJ

Job description

Overview Originates first mortgage loans, promotes the financial institution and lending services to the real estate community and helps identify and serve the community’s financial needs through home loan counseling, real estate agent seminars and sales meeting, and by participating in and promoting the institutions community actives. Responsibilities: - Solicits first mortgage loans by going out to clients. Informs prospective loan clients of the institutions underwriting guidelines and applicable government regulations - Assists loan applicant in completing application and necessary disclosures. - Completes loan application and pre-processing functions in a timely manner – prepares for review initial disclosure including loan estimates. - Enters data from new loan applications and other documents into computer system. - Orders credit reports and other items as needed. - Answers incoming calls and schedules appointments. - Provides follow-up on a consistent basis with borrowers, and agents to complete processing. - Communicates complex approvals or denials to the borrower-agents including real estate agents / builders. - Responds to inquiries from borrowers regarding status of lo...