Credit Analyst I

Job description

Summary: Responsible for analyzing/underwriting loans for existing borrowers, renewals, modifications, and commercial customers. Responsible for underwriting loans that are utilized for agriculture and commercial related purposes. Revises, updates or maintains grades assigned to loans in excess of $150K within the Bank's portfolio. Assists loan officers in determining potential future loan performance. Qualifications: Education: Bachelor's Degree in business, finance, accounting or other related field. Licenses/Certifications: None. Experience: One to three years of accounting e xperience, preferably in a financial institution. Or equivalent combination of education and experience. Essential Functions: Knowledge/Skills/Abilities: Sutton Bank is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity, pregnancy, disability or protected veteran status. - Performs timely analysis of loans which includes: review financial statements, balance sheets, tax returns, collateral/appraisal reports, covenants, A/P & A/R aging, credit repor...