Underwriter - Mortgage Lending

Job description

We are one of the country’s premier housing platforms, with a nationwide footprint and rapidly expanding mortgage operation focused on non-QM products, including DSCR, fix-and-flip/RTL, and consumer loans. We operate in a performance-driven environment with a strong emphasis on speed, quality, and risk management. We are seeking a detail-oriented and production-focused Underwriter to evaluate and approve loans across our non-QM product suite. This role is responsible for making sound credit decisions, maintaining high underwriting quality, and meeting aggressive turn time expectations. Responsibilities: - Loan Underwriting: Review and underwrite non-QM loan files across DSCR, RTL, and consumer products, including income, assets, credit, and collateral. Make clear, well-documented credit decisions in line with company guidelines. - Loan Delivery: Ensure loans are structured, underwritten, and conditioned in line with credit policy and investor requirements. Maintain high file quality to support clean submissions and efficient execution. - Conditions & Pipeline Management: Issue clear and actionable conditions, manage pipeline effectively, and ensure timely re-review and decisioning....