Commercial Real Estate Credit Analyst

Job description

Location: On Site as listed in Job Posting. Summary: This position involves more complex underwriting/analyzing commercial real estate loans and assisting Portfolio Managers and Relationship Managers in managing customers’ relationships. This position in the ProCRE line of business is effectively a ProCRE training program for future ProCRE CA III’s, PM’s and RM’s within the bank. CA’s are expected to develop into Portfolio Manager’s, RM’s, or possibly credit partners. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines and underwriting. Key Responsibilities: - Prepare credit analysis including review/analysis of real estate specific and market information and financial statements for commercial borrowers, guarantors, and prospects. - Real estate and market-specific analysis will include review, analysis and summary of leases, appraisals, construction budgets, proformas, etc. Financial statement analysis will include analysis and presentation of borrower and guarantor balance sheets, income statements, tax returns, global real estate schedules, cash flows, financial ratios, trends and debt repayment ca...