Commercial Credit Regional Segment Director - Healthcare
M&T Bank · Buffalo, New York, US
Overview: The Commercial Credit Regional Segment Director is responsible for overseeing the credit risk management, underwriting strategies, and portfolio ma...
Job description
Overview: The Commercial Credit Regional Segment Director is responsible for overseeing the credit risk management, underwriting strategies, and portfolio management for Healthcare within either Middle Market, Commercial Real Estate, or Specialized Industries. This leadership role involves developing credit policies/guidelines/procedures, managing a team of credit professionals, and ensuring the quality and performance of the loan portfolio align with the bank's risk appetite and regulatory requirements. Primary Responsibilities: - Lead team that partners proactively with the sales and monitoring teams and is responsible for the entire credit process, from deal screen through approval, including structuring the transaction and negotiating legal documentation. Ensures that analyses provide an independent credit quality assessment of the Bank's largest commercial clients identifying credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. These assessments include initial analyses of new money transactions, renewals, and material modifications - Responsible for the quality, efficiency and timeliness of the underwriting of comm...