Mortgage Loan Originator

Job description

Interviews applicants and requests appropriate credit documentation and specified information for loan application. Analyzes applicant's financial status, credit and proposed property transaction to determine feasibility of granting loan. Compiles upfront compliance information and assures timeline requirements are met. Answers applicant questions Corresponds with applicant to resolve questions regarding application information. Matches applicant's needs and qualifications with potential loan programs. Ensures loan meets selected program guidelines. Submits loan package to Processor for processing in a timely manner. Works closely with loan processor to assure loan is handled in a timely and efficient manner in accordance with company policies and guidelines. Inform applicants of loan approval, denial or outstanding conditions. Handles correspondence with applicant in regards to locking of loan and handles actual locking process in accordance with current company procedures and requirements. Provides excellent customer service and solves customer related problems quickly. Maintains and enhances market awareness including economic information, housing data and competitive trends; ba...