Credit Risk - Vice President - Credit Decisioning Unit

Job description

As a Credit Decisioning Unit (CDU) Vice President within the CCB Business Banking organization, you will lead complex credit analyses, develop forward-looking risk management strategies, and help define underwriting and policy frameworks aligned with the firm’s risk appetite and financial objectives. You will collaborate with key partners in Risk, Underwriting, Finance, Legal, and senior leadership, to balance growth and profitability while ensuring strong governance, controls, and regulatory compliance at JPMorgan Chase. Job Responsibilities: - Lead evaluation of complex and high-value consumer credit exposure initiatives, ensuring alignment with established risk appetite, policies, and underwriting standards. - Monitor portfolio performance and emerging risk trends across the credit lifecycle; develop and recommend mitigation strategies to protect asset quality and returns. - Shape and evolve credit policies, underwriting guidelines, and risk management frameworks in support of sustainable growth. - Serve as a trusted advisor on complex or non-standard credit transactions, providing sound, well-reasoned recommendations to senior stakeholders. - Collaborate cross-functionally with...