Credit Analyst II

Job description

Pay Range: $30.59 - $40.76 Completes customer due diligence and analyzes of borrower’s industry and company financial information with oversight. Prepares spreads, written analysis and supporting underwriting exhibits, providing a comprehensive financial analysis of the borrower and guarantor’s financial condition to approving officers. Approvals will include documenting repayment capacity, industry comparisons and projections analysis when necessary. Independent analysis and production of both commercial C&I and CRE customers. On occasion, joins credit officers and commercial banking officers on client calls. Analyst will complete annual reviews with larger exposures and complexity levels to maintain asset quality. Education and Experience: - Bachelor’s Degree with a degree in accounting or finance preferred. Equivalent education and 2+ years as a Commercial Credit Analyst or similar credit/underwriting/financial services position experience are also acceptable. - RMA Courses such as (not limited to) Analyzing Business Tax Returns, Analyzing Personal Finance Statement and Tax Returns, Cash Flow Analysis – UCA Fundamentals, Commercial Real Estate Lending, Accounting and Ratio Analy...