Credit Analyst

Job description

Join Montecito Bank & Trust as a Credit Analyst ! As the largest locally owned community Bank on the Central Coast, Montecito Bank & Trust is committed to our founding principle: to make the communities we serve better places to live and work. We are always looking for talented professionals who are passionate about personalized service, community involvement, and innovation. By joining our team, we are dedicated to your career development and wellbeing, in and out of the workplace. About the Role: Montecito Bank & Trust is seeking a full-time Credit Analyst to join the team in our Commercial Lending Group. As a Credit Analyst, you will deliver a World Class Experience by supporting the Relationship and Portfolio Managers in managing the day-to-day credit processes and performing analytics necessary to support prudent lending decisions. The Credit Analyst is responsible for gathering and reviewing financial information, preparation of financial spreads and analysis for both client and prospects. The Credit Analyst may be required to provide direct customer contact under the guidance of a Portfolio Manager. As a member of the Commercial Lending Group, the Credit Analyst supports the...