CNB Bank, Portfolio Monitoring Analyst (Credit Admin) -Hybrid

Job description

Description The Portfolio Monitoring Analyst serves as a vital link between credit administration and relationship management, ensuring the timely review and accurate analysis of commercial loan performance. Through detailed covenant testing, financial spreading, and proactive communication, the analyst helps safeguard portfolio quality and identify emerging risks. This position demands a high level of analytical ability, accountability, and collaboration to support sound credit decisions and maintain portfolio integrity Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position. KEY RESPONSIBILITIES: - Assess ongoing credit risk in the bank’s commercial loan portfolio through the timely review of assigned loans. - Test all financial covenants required for assigned loans in the commercial portfolio and determine compliance based on parameters set forth in the executed loan documents. - Upon receipt of required financial statements from the customer, update spreads within the bank’s loan origination system. - Identify any deviations from agreed upon performance metrics and raise credit concerns to all related business partner...