Senior Credit Analyst - Residential Lending

Job description

Mortgage House is an award-winning finance company with over 35 years of success in the Australian lending market. As we continue to scale our lending platform, we are seeking a high-calibre Senior Credit Analyst to play a key role in driving credit quality, consistency, and growth. Our team is ambitious, commercially minded, and collaborative—and we’re looking for someone who can operate with both sound credit judgement and a strong understanding of the non-bank lending environment. The Role: As a Senior Credit Analyst, you will be responsible for assessing and approving complex residential and consumer lending applications, while maintaining a strong focus on credit quality, compliance, and turnaround times. You will also play a key role in mentoring team members and contributing to the ongoing refinement of credit policies, frameworks, and processes. Key responsibilities include: - Assess and approve new mortgage applications, personal loans, and variations within delegation - Make sound, commercially balanced credit decisions aligned with risk appetite and policy - Identify and escalate credit quality issues, trends, and emerging risks - Contribute to the development and enhanc...