Commercial Lines Field Manager (North Carolina)

Job description

Summary: Under moderate supervision and following standard procedures with some independent judgment is responsible for agency management, underwriting, portfolio management, and customer relations for the profitability and growth of an assigned territory through a network of independent agents. Essential Duties and Responsibilities: 1. Performs Underwriting duties, particularly regarding new business, including: a. Reviews and evaluates insurance applications within defined authority. Approves, modifies or declines risks. b. Communicates with agents and internal staff to collect necessary information to perform risk assessment. c. Determines need for placement of reinsurance, if necessary. d. Maintains profitable business in territory through proper selection, pricing, and monitoring of business. e. Maintains thorough and complete file documentation, logically outlining details and account decisions. f. Knows and applies underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis g. Understands pricing components and rating methodology and correlates pricing to exposure h. Asks key questions to ascertain...