Community Outreach Mortgage Loan Officer

Job description

Job Summary Analyzes financial needs of members and makes mortgage loan product recommendations. Creates opportunities and relationships through personal prospecting, networking, branch referrals, and other business generation activities outside office. Essential Functions: Service Analysis: - Counsels members to identify the correct mortgage product for their financial and housing needs, reviews credit and Desktop Underwriting (DU) findings, requests supporting documents, and assist applicants in filling out the application packet if necessary. - Exhibits sales and financial analysis competency in the origination process, creating solutions and mortgage management plans for the member. - Actively seeks opportunities to increase loan volume and cross sell credit union products, including deposit, car refinance, student loans, home insurance, business loan opportunities and investment opportunities. - Exhibits strong consultative sales skills, analytic ability, knowledge of the mortgage bond market, and ability to perform and explain mathematical comparisons of the mortgage options available to the member. - Complies with RESPA, HMDA, and other laws and regulations. - Maintains know...