Portfolio Manager 2 - Commercial Admin Total Bank

Job description

SUMMARY: Supports the job activities of Commercial Bankers. Acts as a liaison between lending sales personnel, the commercial operation and service support groups, and performs various customer service roles related to administration and follow-up support for commercial loan and deposit relationships. QUALIFICATIONS PREFERRED: Solid understanding of all aspects of commercial lending, documentation and servicing. Must be able to recognize what is missing or needed. Previous formal credit training or proven strong credit analysis skills, preferred. Ability to read, analyze and interpret Commercial Construction Loan documents including notes, mortgages and construction loan Agreements. Experience in analyzing financial statements from commercial clients to determine what is needed. Experience in reviewing covenants to understand if the loan will be able to meet those covenants. Experience with commercial draw agreements and make independent decisions to determine if it is the correct draw amount and if not must be able to call the client and explain the reasoning. Must have experience working independently with the credit and underwriting personnel. ESSENTIAL DUTIES AND RESPONSIBILITI...