Credit Analyst I

Job description

Primary Purpose: The Credit Analyst is responsible for the comprehensive analysis of financial information resulting in recommendations to assure the quality of a new and existing loan portfolio. There are several areas of specialty within the position that will be assigned based on experience, demand and capacity. These include financial statement spreading analysis and credit monitoring support. Essential Responsibilities: - Spreading financials, such as, business tax returns, reviewed and audited business financial statements, personal financial statements, and personal tax returns. - Identifying and communicate risk factors that could impact the bank’s ability to be repaid. - Assisting with annual review of credit relationships. - Completing the Credit Approval Report for certain participation loans. - Assisting with clearing financial ticklers. - Assisting with inputting new clients into mainframe applications. - Reviewing Maturing Loan report. - Reviewing Financial Tracking report. - Updating margin reviews, borrowing base advances, and covenant tests. - Obtaining Credit Bureau Reports. - Determining if financial projections are needed. - Completing cash flows and global cash...