Express Underwriter

Job description

Overview Evaluates and classifies life, accident and critical illness insurance applications. Reviews applications, medical exams, laboratory results and other underwriting information in order to identify low-risk applicants, and expedites the approval of those applications. Works with a mentor underwriter to establish appropriate underwriting actions to fully evaluate complex risks. Answers questions concerning application status and other inquiries on behalf of the underwriter. Verbally discusses cases with sales associates and applicants, which may involve explaining the reason the company took adverse action on an application and attempting to diminish any negative reaction by the applicant. Works with company physicians to develop a strong knowledge of human physiology in order to glean the necessary information from the data collected. Works with an underwriting mentor to develop the skills necessary to assess substandard risks and builds experience reviewing medical records. In addition, works to build a high level of knowledge of other technical aspects of the underwriting process which include: financial needs, insurable interests, avocations and occupations along with a...