Counsel, Commercial Payments

Job description

Counsel, Commercial Payments Citizens is seeking a highly motivated, results‑oriented attorney to join our Legal team in a fast‑paced, collaborative environment supporting the Commercial Treasury and Payments Solutions business. This role will initially focus on providing legal support for commercial payments products, with opportunities to expand into broader cash management products, services, and strategic initiatives over time. This position is designed for an attorney who is eager to grow into a trusted, go‑to legal advisor for Commercial Payments products and initiatives, partnering closely with senior attorneys, business leaders, and cross‑functional stakeholders across the enterprise. Primary responsibilities include: - Draft and negotiate contracts for the Commercial Bank’s payments products, including ACH, wires, real‑time payments, embedded payments, and other third‑party payment arrangements - Advise on payments‑related laws, regulations, and network rules, including UCC Articles 3, 4, and 4A, and NACHA Operating Rules - Partner closely with senior attorneys, product owners, Risk, and Compliance partners on new initiatives, complex problem‑solving, and escalated custome...