Credit Analyst III

Job description

IL0511 Chicago LPO, OH0713 NW Bancshares HQ Job Description: The Credit Analyst III is responsible for performing financial statement spreading, underwriting and credit analysis to support commercial lending and commercial loan portfolio management activities. The Credit Analyst III will be focused on completing credit memos representing new money requests to new and existing Borrowers. The Credit Analyst III will also support the Portfolio Management team by completing annual reviews, renewals, change memos and modifications. The Credit Analyst III will be assigned credits representing higher aggregate exposure and/or complex credits. The Credit Analyst III may also be asked to mentor Credit Analyst I's. Essential Functions: Prepare timely, high quality credit analysis and recommendations that accurately and thoroughly evaluate the strengths and weaknesses associated with credit actions. Engage in the Opportunity Memo process, assessing the strengths and weaknesses of credits and finalizing Opportunity Memos for presentation. Actively participate on OM calls. Effectively analyze financial statements and related data, industry risk, loan structure and market conditions to assess th...