Payments Risk Specialist

Job description

About The Role Whop operates in fast-moving digital verticals. Risk is not a back-office function - it’s embedded in growth. As our first dedicated Payments Risk Specialist, you aren’t joining a legacy machine, you will help shape it. We’re looking for a Payments Risk Specialist who can monitor, research and continuously improve transaction and merchant risk frameworks while enabling expansion. What You’ll Do: - Monitor transaction activity and merchant behavior across card and alternative payment rails - Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative skills to uncover the hidden trails of bad actors - Partner with Compliance on KYC, KYB, and onboarding risk controls - Fine tune rules and thresholds to balance approval rates with loss mitigation. You understand that a blanket "no" is the easy way out but you aim for precision - Design dashboards and alerts that surface emerging risk trends, building data narratives from the ground up - Work cross-functionally to prevent systemic exposure while preserving growth velocity What We’re Looking For: - 2–5 years in payments risk, fraud operations, or transaction monitoring with a strong analy...