Residential Mortgage Originator

Job description

Description Position: The Residential Mortgage Originator is responsible for developing new business, underwriting, structuring and the closing of mortgage loans. Manages a team of Residential Mortgage Originators and Processors. Key Responsibilities: - Support the Bank’s “People First” focus and rules of engagement—maintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB “A Better Place to Be”. - Source, develop and underwrite new loans, secondary and portfolio mortgages for new and existing clients. - Responsible for overall business development from established centers of influence in the real estate and building communities, not just relying on internal branch referrals. - Maximize bank profitability through appropriate pricing of new loan originations and fees. - Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required. - Ensure all activities, transactions and records are in compliance with operational, security and control procedures of the Bank, preventing fraud and protect...