JobMesh

Sr Credit Risk Manager (Business Banking)

Valley National Bank · Morristown, New Jersey, US

Responsibilities include but are not limited to: - Responsible for monitoring on a timely basis the ongoing financial health of an assigned loan portfolio wh...

Job description

Responsibilities include but are not limited to: - Responsible for monitoring on a timely basis the ongoing financial health of an assigned loan portfolio while maintaining the ongoing communication and dialogue with clients in conjunction with the business team for all credit related reporting and business updates. - Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients. - Leads external client meetings as well as internal deal team discussions and approval discussions with senior management. Identifies, outlines, and mitigates risks associated with potential lending opportunities, advises on all matters related to the Bank's Credit Policy and related procedures, and provides guidance on loan structures and risk appetite. - Reviews credit packages completed by junior team members and provides general guidance and mentorship. - Performs the required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, presents credit requests to the required level of credit authority, and o...