Mortgage Underwriter

Job description

Mortgage Underwriter JOB SUMMARY: Responsible for underwriting designated residential loans by analyzing credit data to ensure compliance with investor and company guidelines and requirements. ESSENTIAL FUNCTIONS (RESPONSIBILITIES): Qualifications - Analyzes loan documentation for accuracy and completeness to assess credit worthiness and adherence to regulatory and compliance requirements. - Verifies the income and employment information of loan applicants, reviews the applicant credit history, and scores, and examines asset accounts for available funds for mortgage transactions. - Analyzes loan documentation to determine credit worthiness and to detect signs of possible mortgage fraud or money laundering. - Works with loan originators and production staff to compile required credit documentation. - Reviews secondary resubmissions of credit documentation provided and prepare the necessary forms and worksheets to issue credit approval. - Communicates credit decisions and answer loan amount questions to address issues on outstanding items required for credit approval. - Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and report...