Credit Analyst

Job description

📍London or Remote (UK) | 💰 £58,000 to £78,000 + Incentive Awards tied to your performance + Benefits | Data Team, Borrowing Our team: Our Borrowing collective is growing across Personal Loans and Financial Health. We’re building innovative, responsible lending products that give customers greater transparency, flexibility, and control over their money. Personal Loans provides simple, transparent borrowing, while Financial Health focuses on sustainable growth and better customer outcomes. As part of the team, you’ll develop and optimise unsecured credit risk and pricing strategies, partnering closely with Product, Engineering, and Data to build profitable portfolios and outstanding customer experiences. If you’re excited by data-led decision-making, experimentation, and shaping the future of modern lending, we’d love to hear from you. Your day-to-day: - Working on initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk - Supporting the design and roll-out of new lending strategies by finding patterns in the data and translating these into insights - Monitoring the performance of our existing strategies, and iterating to improve them - Working alongs...