Credit Analyst I

Job description

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: - Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes. - Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews. - Assign call codes, NAICS codes, risk grade and risk rating score data accurately. - Review appraisals and real estate evaluations. - Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools - Attend and participate in loan committees as requested. To be successful in this position, we require the following: - Bachelor’s degree. The following would be a plus: - Bachelor’s degree (or completion within current semester) in accounting, finance, or business. First Merchants offers the following: - Base Pay PLUS Bonuses...