Senior Underwriter

Job description

Position Summary: The Senior Underwriter is responsible for evaluating and determining the eligibility of loan applications. Responsibilities include analyzing and verifying loan applications, evaluating risks, and making loan eligibility decisions. The Senior Mortgage Underwriter is responsible for exercising sound judgment based on detailed analysis and ensuring all documentation is in compliance with the relevant regulations and collaborates with borrowers and other parties involved in the mortgage process as well as oversee and assist the managers. Essential Functions: - Handle complex underwriting decisions requiring senior knowledge and analyzing loan risk. - Authorizing and underwriting loans. - Reviewing and verifying loan applications and supporting documentation. - Preparing reports on assessment findings. - Making loan eligibility decisions and approving or rejecting applications. - Reviewing and specifying loan conditions as necessary. - Documenting and effectively communicating reasons for the approval/rejection of loans. - Regular, reliable, and predictable attendance. Marginal Functions: - Comply with industry-related regulations, requirements, and state/federal laws...