Business Product Manager-Cards

Job description

Serves as the single threaded owner of profitability, growth, and risk performance for the Credit Union’s card business. This role will have end to end accountability for the P&L of a large scale card portfolio, including over 100,000 credit cards and over 500,000 debit cards, and will operate as an individual contributor with enterprise wide influence. This role owns the economic engine of the card business, revenue, credit and fraud risk, expenses, pricing, and portfolio strategy while driving cross functional execution across marketing, digital, finance, risk, compliance, operations, and technology. The role is designed to optimize return on assets (ROA), modernize product and portfolio strategy, and position the card program for sustainable growth while maintaining a strong first line of defense risk posture. Key Accountablilities: - Owns full P&L accountability for the credit and debit card portfolios, including revenue, losses, operating expense, and contribution to Credit Union ROA. - Develops and actively manages pricing, interchange optimization, fee strategy, and balance growth to improve profitability while maintaining member value. - Understands and influences credit, f...