Director & Head, Credit Risk Strategy

Job description

Requisition ID: 260334 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Reporting to the Vice President, Retail Risk, Unsecured Lending the Director & Head, Credit Risk Strategy will develop and execute credit risk strategies, policies, and procedures in order to optimize risk/return for lending products. The Director & Head will: - Ensure credit decisions (approval vs. decline, credit limit assignment) are aligned with risk appetite optimizing risk/return over the long-term; - Drive continuous improvement in strategy effectiveness, leverage champion/challenger capabilities to confirm assumptions and justify changes - Be an integral partner to business stakeholders and proactively contribute to growth initiatives by leveraging pre-approvals, limit assignment - Monitor portfolio performance, identify portfolio trends and underlying drivers, and present to credit committees and senior leadership as a trusted advisor - Lead a high-performing team to ensure a proactive and agile approach - The position requires technical expertise including experience with risk technologies, data reporting and analytics, portfolio management and beh...