Senior Mortgage Lender

Job description

Description Position Purpose: The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community’s financial needs. Demonstrates Civista Bank’s mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve. Key Accountabilities, Responsibilities, and Expectations: - Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations. - Meet with customers and prospective customers at various locations. - Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines. - Inform prospective clients of the bank’s underwriting guidelines and applicable government regulations. - Screen loan requests based on bank policies and on types of loans offered by the institution. - Propose and review various lo...