Auto Credit Officer

Job description

Axos Bank Target Range: $22.00/Hr. - $26.00/Hr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 10% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets. About This Job: Analyze and perform risk assessments on potential loan applicants determining borrowing history and other specific risk factors to determine credit worthiness. Responsibilities: Qualifications: - Review and decision auto loan applications, supporting documentation and credit profiles to make sound and profitable loans - Understand, articulate, stay within policy, guidelines and Credit Approval Authority Matrix, requesting warranted exceptions - Communications and notations are clear and thorough to ensure comprehension to team, management, Audit, dealerships and applicants - Identify suspicious and questionable activity, taking necessary steps to process applications mitigating risk - Understand income reasonableness...