Captive Senior Benefits Underwriter

Job description

Position Summary The Captive Senior Underwriter is responsible for the underwriting of Health coverage for new business, renewals, and endorsements. This role collaborates closely with Specialty Sales, the Captive Manager, Claims and Operations, Finance, Legal, Risk, and Compliance to ensure strategic initiatives are met that contribute to the long-term profitability of Ryan Specialty Benefits. What will your job entail?: Key Responsibilities: Execute underwriting for Health coverage, focusing on renewals and new business, utilizing both manual rating and experience rating techniques. Analyze, select, and evaluate risks, articulating underwriting analyses and suggesting corrective actions to the sales team and broker contacts. Deliver timely and accurate quotes/binders by determining and calculating premiums based on assessed risks and requested coverage. Evaluate risk associated with insuring applicants using pertinent underwriting software and established guidelines. Meet new business premium targets, premium retention goals, and loss ratio expectations for designated territory. Provide servicing for assigned accounts and brokers in coordination with the Underwriting and Sales te...