Mortgage Processor

Job description

Position Summary: The Mortgage Processor is responsible for evaluating, authorizing approval or denying applications for people or businesses. The Mortgage Processor will act as the liaison between potential clients and our growing financial institution by researching credit records, determining client needs and recommending the best loan products for the loan package. The goal is to help eligible applicants obtain loans in a timely and professional manner while protecting our institution's credibility. For those clients undergoing financial hardship, mortgage processors help with determining ratios and metrics to set up debt payment plans. Primary Duties: - Comply with industry-related regulations, requirements and state/federal laws as applicable to the job duties of this position. - Interview applicants, research applicant credit status and current financial position to evaluate their eligibility for a mortgage loan. - Identify and recommend products that meets the customer’s needs and the originations leading guidelines. - Conclude on all applicable financial and non-financial criteria and development loan repayment plans. - Collect and prepare all necessary documentation for t...