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Commercial Relationship Senior Manager 2

Sandia Laboratory Federal Credit Union · Albuquerque, New Mexico, US

Description Builds a commercial loan and deposit portfolio for the Credit Union through the acquisition, development and maintenance of all business member r...

Job description

Description Builds a commercial loan and deposit portfolio for the Credit Union through the acquisition, development and maintenance of all business member relationships. Develops referral sources and implements sales plans in accordance with Credit Union sales and lending strategies. Approves loans within designated loan authority and policy guidelines. Responsible for the growth, penetration, and relationship management of select employer groups (SEGs). Job Duties: - Perform pre-qualification assessments, analysis of financial condition and risk of financing requests within the framework of the Credit Union credit culture and current economic and industry trends. Identify prospects and originate new business within the Credit Union’s target market. Analyze credit, underwrite, and structure commercial loan requests. Approve member business loans within approved loan authority and policy guidelines. Develop and maintain business deposit relationships with members. Cultivate referrals from internal employees and other external sources (CPA firms, attorneys, etc.). Update and correspond with legal counsel and collectors on workouts, bankruptcies, and charge-offs to reduce liability....