Credit Products Analyst I (Hybrid-Miami Lakes)
BankUnited · Miami Lakes, Florida, US
SUMMARY: Prepares spreads and other preliminary financial analysis. May support in renewal and annual reviews of existing loans in the Corporate and CRE port...
Job description
SUMMARY: Prepares spreads and other preliminary financial analysis. May support in renewal and annual reviews of existing loans in the Corporate and CRE portfolio. Ensures credit quality is maintained through identification of key risk factors associated with each loan and determines if those factors are mitigated; analyzes the viability of the repayment sources; assesses the appropriateness of the current loan grade; and reviews the prior and conditional approval and all loan documents to ensure the borrowers' compliance with the terms of the loan. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned. - Works closely with the managers and officers of the supported line of business production units (Corporate Lending, Specialty Lending, Commercial Lending, CRE, Bridge Funding, etc.) to determine on-going priorities for loans under analysis. Makes modifications to priorities as appropriate with the input of their supervisor. - Maintains an up to date pipeline which details the status of all loans under analysis. - Prepares credit analysis reports with complexity being comparable to their level of experience from simple transa...