Head of Consumer Banking Products

Job description

Responsibilities include but are not limited to: - Define and execute product strategy for the Consumer products. - Identify market trends and customer insights to guide product innovation. - Oversee product lifecycle management, including launches, enhancements and retirements. - Develop pricing strategies for deposit and lending products to optimize margin and growth. - Monitor interest rate environments and competitive benchmarks to adjust pricing. - Partner with Finance to analyst profitability and ensure alignment with P&L targets. - Ensure all products and pricing structures comply with federal and state banking regulations. - Collaborate with Compliance and Risk teams to maintain adherence to policies and procedures. - Utilize data analytics to assess product performance, customer behavior, and pricing effectiveness. - Prepare regular reports for executive leadership on product profitability and market competitiveness. Qualifications: Required Skills: - Proven leadership skills and ability to develop and manage a successful team. - Excellent verbal and written communication skills. - Exceptional interpersonal skills with strong ability to influence internal and external stak...