Senior Auditor - Underwriting Focus

Job description

JOB SUMMARY: The Senior Auditor – Underwriting Focus participates in all critical aspects of delivering independent audit assurance services to Company stakeholders and the Board of Directors, with a primary emphasis on credit underwriting and loan approval processes . This role develops and manages stakeholder relationships and performs audits across underwriting, credit administration, loan operations, compliance, and supporting financial and operational processes. The Senior Auditor will also contribute to the continued evolution of audit methodology and data analytics within the department. This position reports to an Audit Manager. ESSENTIAL DUTIES AND RESPONSIBILITIES: - Identify key risks within underwriting and credit-related processes , including loan origination, approval, exceptions, and ongoing portfolio management, and propose appropriate controls to mitigate those risks. - Perform walkthroughs of underwriting workflows , credit decisioning processes, and related systems. - Design risk-based internal audit procedures and work programs based on underwriting guidelines, credit policies, regulatory expectations, process flows, and data analytics. - Execute audit testing t...