Quality Control Associate

Job description

Quality Control Associate Department: Credit Operations (UK): Employment Type: Permanent: Location: London: Reporting To: Brandon Harris: Description: YouLend is looking to hire a Quality Control (QC) Associate. As a QC Associate, you will perform quality control checks for Credit Decisions (CD), Credit Eligibility (CE), and Loan Closing (LC) processes. Key Responsibilities: - Conduct regular quality control (QC) checks on underwriting decisions for both initial applications and renewals. - Perform thorough reviews of (SME) underwriting decisions, ensuring accuracy and adherence to internal guidelines, policies, and external regulations. - This includes analysis of management accounts and reports, assessing commercial bureau data, and ensuring appropriate financial metrics and risk factors are evaluated correctly. - Identify underwriting errors, inconsistencies, or areas for improvement, and provide feedback to the respective teams or individuals to enhance performance. - Conduct targeted reviews of potential fraud cases, ensuring that fraud detection policies and measures are effectively implemented. - Collaborate with the Credit Policy and Oversight Manager to maintain a proactiv...