Commercial Banker II

Job description

Description POSITION SUMMARY: Serve as primary contact person for the Bank's commercial clients in the designated service area. RESPONSIBILITIES: - Cross-sell all bank products and coordinate with other departments to do so. Utilize sales training skills to provide outstanding customer service. - Make calls on prospective and existing loan customers. - Negotiate loan terms, rates and covenants. - Take commercial loan applications. - Analyze loan requests via financial statements, tax returns and other supporting reports. - Approve loan requests within officer loan limits and lending guidelines. - Prepare loan presentations for Management and Loan Committee. - Review Bank documentation for completeness and accuracy. - Decline loans which do not meet bank policy and insure decline notices are sent. - Contact past due accounts and negotiate workouts when necessary and possible. - Attend and participate in Officer Meetings and Commercial / Ag Loan Department meetings. - Address customer questions, inquiries and problems quickly and efficiently. - Be actively involved in the community and community organizations to promote the bank within a market area. - Participate in Educational oppo...