Consumer Credit Representative II- Buffalo NY

Job description

Overview: Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. Primary Responsibilities: - Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. - Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management. - Countersign loans within authority while providing daily guidance and training to less experienced loan representatives. - Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines. - Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures. - Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management. Scope of Responsibilities: Works under general supervision. Exercising lending authority to $150,000. Supervisory/ Managerial Responsibilities: Assist in the development and training of junior staff. Education and E...