Credit Quality Assurance Analyst III (Hybrid - See Listed Locations in Job Description)

Job description

*** Work Arrangement/Location: This is a hybrid position requiring in-office work three days a week and will be based at M&T Plaza, Buffalo, NY, Long Island, NY or NYC, NY. Overview: This position operates in the 2nd line of defense and is embedded in the Credit Quality Assurance group within the Credit Risk Department, which is part of the Risk Division. The position acts as an oversight function of the 1st LOD and 2LOD Continuous Monitoring activities. The primary responsibility is to independently assess the accuracy and adequacy of PD grades and Risk Rating rationales, credit memo quality, and adherence to relevant underwriting guidelines and procedures. and loan exposure for assigned commercial loan portfolio with a focus problem credits. The analyst is also responsible for analysis of criticized credits within CQA’s quarterly PLMR reviews. Primary Responsibilities: - Independently review and evaluate accuracy of individual risk ratings on assigned credit memos from a 2nd line perspective. - Communicate regularly with business line management and/or relationship managers, Portfolio Managers, Co’s, SCO’s, Special Assets, etc. - Assist with transaction testing Tableau scoping, r...