Consumer Loan Underwriter

Job description

Position Title: Consumer Loan Underwriter Position Summary: (General statements regarding the overall objective of the position) The Consumer Loan Underwriter is responsible for making credit decisions within granted lending authority and in accordance with credit union guidelines for a wide range of consumer loan types including Auto, Boat, RV, Lines of Credit, Personal and Secured Loans; while, providing support to the consumer loan origination team(s) regarding documentation to move the loan request to closing. Essential Duties and Responsibilities: (List in order of importance the essential functions of the job and the approximate percentage of time spent on each of the activities; describe what must be accomplished, not how it must be done; include supervision or management responsibilities, quality and quantity standards, physical, mental, and perceptual functions of the job) Underwrites loan applications by reviewing credit reports, income, and collateral, if applicable approve, counteroffer, or deny. Conducts a comprehensive analysis of the loan request through examining and matching all data information and documentation, to ensure integrity and certainty in preparation fo...