VP Commercial Loan Officer
First Bank & Trust Co. · Norman, Oklahoma, US
Job Location: Norman Main Banking Center - Norman, OK 73072Position Type: Full TimeEducation Level: Bachelor DegreeJOB SUMMARY: This position is responsible...
Job description
Job DetailsJob Location: Norman Main Banking Center - Norman, OK 73072Position Type: Full TimeEducation Level: Bachelor DegreeJOB SUMMARY: This position is responsible for developing new business, underwriting, structuring, and the closing of loans, as well as, maintaining and servicing an existing portfolio. Represents the bank in local community through active participation in community affairs and participates in marketing all of the bank’s products and services. ESSENTIAL JOB FUNCTIONS: Provide service to customers and prospective customers seeking loans and/or deposit services. Monitor an existing loan portfolio to ensure proper risk ratings and early identification of potential problems. Source, develop and underwrite new financing requests for new & existing customers. Maximize bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products & services. Daily review, approval and disposition of overdrafts. Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required. Support the bank’s strong relationship banking culture...