Business Banking Underwriter

Job description

This role will analyze and decision credit for small business and middle market commercial clients in accordance with UMB policies and Federal regulations. Complete cash flow, capital and collateral analysis for credit requests and properly structured approved loans. Analyze and spread financial statements. Utilize bank systems for loan processing and completion of loan proposal. Complete underwriting and communicate credit decisions within SLA benchmarks. Work closely with bank associates to facilitate loan closings. Manage pipeline of credits and prioritize incoming credit requests and tasks. Maintain working knowledge and stay current on lending and other bank policies. Other duties as assigned. Bachelor's Degree in (or emphasis in) business, marketing or finance 2 years experience in commercial lending or related banking field Demonstrates proficiency on MS Office products (Word, PowerPoint, and Excel) Demonstrates excellent communication skills (written & verbal) Demonstrates good interpersonal & relationship building skills Demonstrates strong understanding & knowledge of accounting principles, financial statements, & marketing practices Demonstrates ability to analyze and re...