JobMesh

Senior Credit Risk Analyst - Decision Engine

Barclays · Edinburgh, Scotland, GB

Job Description Purpose of the role To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated...

Job description

Job Description Purpose of the role: To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities. Accountabilities: - Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default. - Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default. - Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies. - Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans. Assistant Vice President Expectations: All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave. Join us as a Senior Credit Risk Analyst - Decision Engine within Barclays where you will help shape the future of ba...