Commercial Real Estate Underwriter/ Credit Analyst
Washington Trust Bank · Boise, Idaho, US
Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the...
Job description
Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the RMs under the supervision of more senior team members. With direction as necessary, prepares written credit authorizations, spreads business financial statements, and prepares personal cash flow worksheets and reviews financial projections and automated spreadsheets for analyzing commercial borrowers and prospects. Requires applicable college-level coursework in accounting or finance or equivalent related work experience. Eligible work locations: Bellevue, WA; Spokane, WA; Boise, ID Essential Functions: - Assists RM in credit analysis, assessment of risk rating, problem loan reporting and other credit administration requirements. - Reviews and evaluates business financial reports, prepares written credit authorizations pursuant to Bank policy and ensures proper monitoring and documentation are reviewed. - Prepares financial projections and customized automated spreadsheets for analyzing commercial borrowers and prospects. - Develops financial models based upon customized financial formats. - Prepares financial statement presen...