Credit Underwriter Sr - Inventory Finance

Job description

Description Summary: The Credit Underwriter Sr. - Inventory Finance is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing. Duties and Responsibilities: - Underwrite high quality credit narratives in support of new and existing loans. Review and analyze various transactions. Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc. - Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information. - Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow. - Research industry trends and risks. - Perform collateral analysis including accounts receivable, inventory, real estate and investments. - Run credit reports and gather/analyze KYC information. - Spread personal financial statements and tax returns for individual guarantors, develop borrower and...